Pensions
Welcome to the InterContinental Hotels Group employee pension area. This information has been provided for those contributing to one of our Group pension plans.
This section contains information on the IHG UK Defined Contribution Pension Plan, which is a Money Purchase/Defined Contribution (DC) pension arrangement for employees of IHG. Prior to August 2014, this DC plan was a section of the InterContinental Hotels UK Pension Plan.
With effect from 1 September 2013, IHG is required to automatically enrol all employees who meet certain criteria into a pension scheme. The IHG UK Defined Contribution Pension Plan, used for this purpose, is a trust-based occupational pension arrangement. The Trustee has issued a personal data privacy notice which you can download and view here.
IHG previously also operated a Final Salary/Defined Benefit (DB) section of the InterContinental Hotels UK Pension Plan. The DB section was closed to future accrual on 30 June 2013, and the responsibility for all DB section benefits accrued in that plan was subsequently transferred to an insurance company, Rothesay Life. If you were a member of the DB section, you can find Rothesay Life's contact details further down this page under the Defined benefits heading.
Are you aware that, even if you are not a member of the Plan, in the event of your death there may still be benefits payable? Read below to find out more:
UK employees who are not members of the pension scheme are provided with life assurance cover equivalent to one year's earnings until the earlier of leaving employment or reaching retirement age. Employees who do not pay pension contributions are not considered to be members for the purposes of any of the other Plan benefits.
So that the Trustees are fully aware of your wishes as to the recipients of any cash sum benefit, it is very important that you complete and return the Beneficiary Form available here.
Payment of benefits will be delayed if there is no Beneficiary Form or if it is obviously out of date.
Download and complete the Beneficiary FormPDF 0.4Mb
Defined contribution
Existing members may use Aegon's TargetPlan website to log in and view their individual account details. This site also includes additional information on DC pensions and the investment funds available to members of the IHG UK Defined Contribution Pension Plan ("the Plan").
- VIEW THE MEMBER HANDBOOK ADDENDUM ON AUTOMATIC ENROLMENT
- VIEW THE MEMBER HANDBOOK THAT DESCRIBES HOW THE PLAN WORKS
- VIEW THE YOUR FUND OPTIONS BOOKLET
- VIEW THE MEMBER HANDBOOK ADDENDUM FOR FORMER EMPLOYEE MEMBERS OF THE DB EXECUTIVE SECTION AS AT 30 JUNE 2013
- VIEW THE MEMBER HANDBOOK ADDENDUM FOR FORMER EMPLOYEE MEMBERS OF THE DB STAFF SECTION AS AT 30 JUNE 2013
- VIEW BENEFICIARY FORM
If you wish to join the Plan or if you are already a member and wish to amend your contribution rate, please do so via the ‘Change Benefits’ option in myHR (available via Merlin). If you have any queries regarding how to update your pension elections on myHR, please contact ask?myHR on 0800 026 0642.
Annual reporting and governance
- 2024 DC PLAN ANNUAL REPORT INCLUDING CHAIR’S ANNUAL GOVERNANCE STATEMENT AND IMPLEMENTATION STATEMENT
- IMPLEMENTATION STATEMENT FOR THE YEAR ENDED 31 MARCH 2024
- STATEMENT OF INVESTMENT PRINCIPLES – DECEMBER 2024
- ESG INVESTMENT BELIEFS
- 2024 COSTS AND CHARGES ILLUSTRATION - NON-EXECUTIVE ACTIVE MEMBER
- 2024 COSTS AND CHARGES ILLUSTRATION - EXECUTIVE ACTIVE MEMBER
- 2024 COSTS AND CHARGES ILLUSTRATION - DEFERRED MEMBER
Defined benefits
IHG's Defined Benefit plan was closed to future accrual on 30 June 2013 and the responsibility for all benefits accrued in that plan was subsequently transferred to an insurance company, Rothesay Life. If you were a member of the DB plan, you can contact Rothesay Life as follows:
Tel no: 0800 916 8090
Email: [email protected]
Postal address:
Rothesay Life Limited
PO Box 545
Redhill
Surrey
RH1 1YX
If you were a member of the DB Plan and are still employed by IHG:
- VIEW INFORMATION ON THE EARLY RETIREMENT FACILITY ('ERF')PDF 2.1Mb
- VIEW INFORMATION ON THE ENHANCED EARLY RETIREMENT FACILITY ('EERF')PDF 3.0Mb
Latest news
Previous issues
Previous issues
- 2023 DC PLAN ANNUAL REPORT INCLUDING CHAIR’S ANNUAL GOVERNANCE STATEMENT AND IMPLEMENTATION STATEMENT
- IMPLEMENTATION STATEMENT FOR THE YEAR ENDED 31 MARCH 2023
- 2022 DC PLAN ANNUAL REPORT INCLUDING CHAIR’S ANNUAL GOVERNANCE STATEMENT AND IMPLEMENTATION STATEMENT
- IMPLEMENTATION STATEMENT FOR THE YEAR ENDED 31 MARCH 2022
- 2021 DC PLAN ANNUAL REPORT INCLUDING CHAIR’S ANNUAL GOVERNANCE STATEMENT AND IMPLEMENTATION STATEMENT
- IMPLEMENTATION STATEMENT FOR THE YEAR ENDED 31 MARCH 2021
- DECEMBER 2020 DC PLAN NEWSLETTERPDF 1.2MB
- 2020 DC PLAN ANNUAL REPORT INCLUDING CHAIR'S ANNUAL GOVERNANCE STATEMENTPDF 9.15MB
- DECEMBER 2018 DC PLAN NEWSLETTER PDF 377KB
- 2019 DC PLAN ANNUAL REPORT INCLUDING CHAIR'S ANNUAL GOVERNANCE STATEMENTPDF 1.76MB
- 2018 DC PLAN ANNUAL REPORT & ACCOUNTSPDF 17.2MB
- 2018 CHAIR'S ANNUAL GOVERNANCE STATEMENT WITH FULL STATEMENT OF INVESTMENT PRINCIPLESPDF 1.21MB
- DECEMBER 2017 DC PLAN NEWSLETTERPDF 0.39MB
- 2017 DC PLAN ANNUAL REPORT & ACCOUNTSPDF 14.2MB
- DECEMBER 2016 DC PLAN NEWSLETTERPDF 1.28MB
- 2016 DC PLAN ANNUAL REPORT & ACCOUNTSPDF 1.91MB
- DECEMBER 2015 DC PLAN NEWSLETTERPDF 0.3MB
- 2015 DC PLAN ANNUAL REPORT & ACCOUNTSPDF 15.2MB
- 2015 ANNUAL REPORT & ACCOUNTSPDF 1.05MB
- MARCH 2015 DC PLAN NEWSLETTERPDF 7.5MB
- 2014-15 GOVERNANCE STATEMENTPDF 0.67MB
- 2014 ANNUAL REPORT & ACCOUNTSPDF 1.88MB
- 2014 PLAN NEWSLETTER - DB SECTIONPDF 0.33MB
- 2014 PLAN NEWSLETTER - DC SECTIONPDF 0.63MB
- 2013 ANNUAL REPORT & ACCOUNTSPDF 6.5MB
- 2013 PLAN NEWSLETTER - DB SECTIONPDF 1.5MB
- 2013 PLAN NEWSLETTER - DC SECTIONPDF 2.8MB
- 2012 PLAN NEWSLETTER - DC SECTIONPDF 2.4MB
- 2012 PLAN NEWSLETTER - DB SECTIONPDF 3.5MB
- 2012 ANNUAL REPORT & ACCOUNTSPDF 1.47MB
- 2011 ANNUAL REPORT & ACCOUNTSPDF 7.5MB
- 2011 PLAN NEWSLETTER - DB SECTIONPDF 7.9MB
- 2010 PLAN NEWSLETTER – DC SECTIONPDF 1.49MB
- 2010 ANNUAL REPORT AND ACCOUNTSPDF 1.95MB
- 2010 PLAN NEWSLETTER – DB SECTION
- 2009 ANNUAL REPORT AND ACCOUNTSPDF 10.1MB
- 2009 PLAN NEWSLETTERPDF 5.1MB
- 2008 PLAN NEWSLETTERPDF 3.3MB
- 2008 ANNUAL REPORT AND ACCOUNTSPDF 13.0MB
- 2007 PENSIONS NEWSLETTERPDF 1.71MB
- 2007 ANNUAL REPORT AND ACCOUNTSPDF 10.2MB
- 2006 PENSION NEWSLETTERPDF 1.55MB
- 2006 ANNUAL REPORT AND ACCOUNTSPDF 17.0MB
Useful links
Use the links below for further information:
- The Department for Work and Pensions (DWP) website gives details on all the benefits, services, grants and credits provided.
- The HM Revenue & Customs website features news and information on UK tax and national insurance matters.
- The Financial Conduct Authority (FCA) is an independent non-governmental body that regulates the financial services industry. You might find their site useful if you want to know more about your rights as a consumer of financial products.
- The Pensions Advisory Service (TPAS) is an independent and voluntary organisation that gives free help and advice to members of the public who have a problem concerning either a company or personal pension scheme. Their website explains what TPAS does and contains helpful leaflets.
- The Pensions Regulator is the official body that makes sure that occupational pension schemes are safe and well run. As well as telling you about their work, there are helpful sections on tracing a previous pension scheme and stakeholder pensions.
- The Pensions Ombudsman investigates and decides complaints and disputes about the way that pension schemes are run. The official website provides information to members of the public and gives details of the Ombudsman's powers, procedures and determinations.
Contact us
Active and Deferred members of the IHG UK Defined Contribution Pension Plan should contact:
IHG UK Defined Contribution Pension Plan
Aegon Workplace Investing
PO Box 17486
Edinburgh
EH12 INU
Telephone 01733 353418
Email [email protected]
Deferred and Pensioner members of the old Defined Benefit plan should contact:
InterContinental Hotels UK Pension Plan
Rothesay Life Limited
PO Box 545
Redhill
Surrey
RH1 1YX
Telephone 0800 916 8090
Email [email protected]
This section is designed to give you a greater understanding of the InterContinental Hotels Group International Savings and Retirement Plan (IHGIS&RP). This plan replaced the Six Continents International Retirement Income Plan (or SCIRIP).
This plan is currently administered by Zurich International Life Limited (‘Zurich’), based on the Isle of Man. Zurich have helped to create this Infosite which contains useful information for both new and existing members.
- IHG Plan OverviewPDF 0.35MB
- IHG Plan – Additional Voluntary Contributions FormPDF 0.05MB
- IHG Plan Employee GuidePDF
- IHG Plan Investment GuidePDF
- IHG Plan – Financial Counselling Benefit announcementPDF 0.4MB
- IHG Plan – Financial Counselling Benefit announcement (Executive Section)PDF 0.4MB
View the IHGIS&RP Zurich website
There is also a general Zurich website which contains monthly and quarterly investment reports for the various funds:
View the Zurich International Life Limited website
Member newsletters
Previous issues
Previous issues
- IHGIS&RP Newsletter – October 2016
- IHGIS&RP Newsletter – February 2016
- IHGIS&RP Newsletter – August 2015
- IHGIS&RP Newsletter – February 2015
- IHGIS&RP Newsletter – August 2014
- IHGIS&RP Newsletter – November 2013
- IHGIS&RP Newsletter - March 2013
- IHGIS&RP Newsletter - Spring 2012PDF 1.05MB
- IHGIS&RP Newsletter – Spring 2011PDF 2.7MB
- IHGIS&RP Newsletter – Summer 2010PDF 7.2MB
- IHGIS&RP Newsletter – Spring 2010PDF 1.54MB
- IHGIS&RP Newsletter – Summer 2009PDF 10.0MB
- IHGIS&RP Newsletter – Winter 2008PDF 6.6MB
- IHGIS&RP Newsletter – Summer 2008PDF 3.5MB
- IHGIS&RP Newsletter 2007PDF 3.9MB
- IHGIS&RP Newsletter 2007 – appendixPDF 0.83MB
Important information
Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 1986 which ensures that the Company has sound and professional management and provision has been made to policy owners.
Owners of policies issued by Zurich International Life Limited will be protected by the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 if the Company should be unable to meet its liabilities. Policy owners will not be protected by the UK Financial Services Compensation Scheme.
Zurich International Life Limited provides life assurance and investment products.
Registered in the Isle of Man Number 20126
Registered Office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles.
Zurich International Life Limited is regulated by the Financial Services Authority for UK business only.